The emergence of some exotic, yield-bearing stablecoins in DeFi Lending is an interesting phenomenon that highlights the need for proper due diligence and curation. "Hey, I'm lending against some potentially toxic collateral with a high chance of default, earning 8-12% in the process. Do you want to underwrite my risk for the opportunity to earn a 10% fee on a 5% interest rate? It might seem like a bad deal, but your TVL will increase, and your VC will be happy since they don't know any better!" Not all growth is created equal. Just Use Aave.