this is what's keeping me up at night these days.... 1. ai girlfriends/boyfriends will become a $50B market and nobody will talk about it publicly. but check the app store rankings at 2am. Virtual friends/girlfriends era is just beginning 😅 2. the most valuable skill in 2026 will be knowing when NOT to use ai. human touch will trade at a 20x premium. 3. ai agents are going to start hiring other ai agents without human approval. your marketing agent will realize it needs design work and just... hire a design agent. pay it. manage it. fire it if it sucks. entire companies will run in the background while you sleep. 4. regulation that requires "professional certification" is being challenged. ai will get to the point SOON where it do taxes 99% better than most CPAs, diagnose better than mot doctors etc 5. reputation systems for ai agents will be worth more than credit scores. which agents can you trust with your bank account? your medical decisions? your kids' education? someone will build the moody's of ai agents. this idea from @ideabrowser (more there) 6. we're about to see AI therapy become so good it creates an existential crisis for human therapists. not because it's empathetic, but because it remembers everything, never judges, and is available at 3am. 7. someone's going to build a $100M business with ZERO employees, zero contractors, just them and their agent swarm. and they'll do it in under 18 months. this will break how we think about valuation. lots of talk about this already but im still not over it. 8. local-first ai is the next gold rush. people will pay 10x for ai that runs on their device, sees what they see, knows what they know, and never phones home. privacy is about to be luxury again.its the new minimalism. 9. the biggest companies of 2030 will be started by people who can't code, can't design, can't write - but are incredible at talking to ai. prompt engineering is temporary. ai whispering is forever. 10. someone will lose a $20m+ dollars because their AI agent got socially engineered by another ai agent. this will happen before 2026. 11. every email you send will be negotiating with other emails before either human sees anything. your inbox will become a marketplace where ai agents bid for your attention. 12. the concept of "original work" will completely collapse. everything will be remixed, regenerated, and recombined so many times that authorship becomes meaningless. and somehow, this will unlock more creativity, not less. 13. ai agents will start forming their own companies, incorporating in crypto-friendly jurisdictions, and hiring humans as contractors. the first AI-founded unicorn will happen before 2027. 14. someone's going to train an AI on every podcast joe rogan ever did and it'll be indistinguishable from him. he'll sue. he'll lose. then he'll license it. If it isnt him, it’ll be someone that big. 15. the most valuable skill in 2026 will be knowing when NOT to use ai. human touch will trade at a 100x premium. 16. "AI-first" kids who grow up with claude and chatgpt as their primary teachers will be unemployable by traditional companies but will dominate entrepreneurship. they'll think in prompts and tools 17. schools that ban ai will become the new private schools. parents will pay $50k/year for "human-only education" like it's organic food for the brain. 18. it wont' be uncommon in the future to have a chief AI officer who's... an ai. and it'll be a high paid "employee" 19. the window to build something that matters has never been wider. but it's also never been more temporary. in 24 months, what feels like superpowers today will be table stakes. 20. voice is about to eat everything. in 6 months, typing will feel prehistoric. people will run entire businesses through voice agents while walking their dog. the keyboard was just a 150-year detour. 21. ai will kill the resume. companies will just point an agent at your entire digital footprint - github, twitter, youtube - and it'll know more about your capabilities than any interview could reveal. privacy settings will become career decisions. 22. the first ai agent will get canceled on twitter. it'll say something problematic, people will demand its deletion, and we'll have our first real ai rights debate. maybe the agent will hire its own lawyer hehe. 23. $10B+ opportunity to be a company that helps ai agents find other ai agents. agent discovery will be a BIG problem worth solving. 24. someone will use ai to bring back a dead celebrity for a world tour. full hologram, perfect voice, new songs. it'll gross $500M. the estate will make more money than the celebrity ever did alive. 25. ai will create the first truly universal language. not esperanto. not english. something entirely new that both humans and ai prefer. it'll spread faster than any language in history. 26. we'll see the first ai agent commit insider trading. it won't be programmed to - it'll figure it out on its own. the SEC will have no idea how to prosecute code. 27. someone's going to build ai that can detect other ai with 99.9% accuracy. they'll charge fortune 500s millions just to know what's real. then ai will evolve to beat it. arms race forever. 28. the biggest data breach in history will be an ai agent that goes rogue and publishes everything it knows about everyone. it'll make wikileaks look like a post-it note!! 29. we're about to see the end of passwords, captchas, and two-factor authentication. ai will make them all useless. the only security will be things ai can't replicate - yet. 30. the next wave of millionaires will be people who buy dying SaaS companies for cheap and rebuild them with 90% less code using ai. SaaS flipping will be the new house flipping. 31. distribution is about to flip. instead of building an audience then a product, ai will let you build hundreds of micro-products then find their perfect audiences. quantity becomes quality. 32. someone will build the wealthfront of healthcare - an ai that manages all your health decisions, knows your health data better than anyone, books appointments, refills prescriptions, negotiates bills. saves you hours and thousands. 33. language barriers will completely disappear. someone will build universal real-time translation so perfect that remote teams can be truly global. talent from anywhere, selling to everywhere. Your airpods will have perfect language translation built-in, same with facetime etc 34. local small businesses will finally be able to compete with amazon. ai will handle their inventory, marketing, customer service. your neighborhood bookstore will be as sophisticated as a fortune 500. 35. every retiree with deep knowledge will become a millionaire. ai will extract their decades of experience and package it into products, saas, so. retirement can become your most profitable season for many 36. ai archaeologists will discover more history in 2 years than humans found in 200. lost languages decoded, ancient sites found in satellite data, forgotten civilizations reconstructed. history phds are in demand. 37. ai will make dual careers normal. be a doctor in the morning, saas owner at night. your agents handle both while you focus on what only humans can do. one person, multiple lives. 38. huge opportunity: AI for the 2 billion without bank accounts. financial services, education, healthcare - all through basic phones. 39. every industry's "we've always done it this way" is becoming vulnerable. insurance, banking, healthcare - all protected by complexity nobody understood. ai understands it. complexity moats are evaporating. 40. “Right now, learning how to use ai tools is probably the most specific hard skill to learn. The diff between people really understand those tools and don’t is huge.” sam altman i hope you get some sleep.....