How Smart Accounts Flopped (And Why That’s Changing Now!) ft. Kurt Larsen (Rhinestone) 🎙️ Wallets are the touchpoint to crypto for every user. And @kurt__larsen's bet is that, eventually, every wallet will become a smart account. In this episode, he explains why. Two takeaways: 1. It’s not just about better UX, it’s about new user behavior. Smart accounts, powered by interop rails, change the wallet UX from “moving funds” across chains to “spending instantly” on any chain. Once the hard stuff is abstracted (chains, gas, bridging), new behaviors emerge: smaller, faster, more frequent transactions. 2. Good narratives don’t die, they get repackaged. Crypto loves a new buzzword, and every few months there's a new narrative. As a builder, the trick isn't to chase every narrative but to understand how each new narrative fits into the arc of old ones, and to use that to your advantage. Enjoy the full episode! Key Timestamps: 03:28: Why Smart Accounts Haven’t Lived Up to the Hype 08:08: Why Wallets Have Been Slow to Innovate 12:10: The Embedded Wallet Thesis 20:00: Did Account Abstraction Fail or Succeed? 29:35: Standards in Crypto: Open Source vs Building Moats 36:20: State of Today’s Crypto UX 39:08: Role of AI Agents in the Onchain Economy 41:25: What Can Smart Accounts Do For You?