Over the past year, PayFi has become one of the most talked-about ideas in Web3. But most definitions of this term are still super vague. Some say it's blockchain payments. Others say it’s about DeFi, credit, or tokenized RWAs. So we wrote this to clarify what it means for us. PayFi = Payment Financing. Using stablecoin credit to power instant real-world payments. As stablecoins go mainstream and gain real traction everywhere, PayFi emerges as a critical pillar. $CPOOL